Motability Scheme Guide For Carers

The most common way that the Motability Scheme assists carers is by allowing them to become named drivers on a vehicle leased by a Motability Scheme customer. Up to three named drivers can be added to the insurance during the lease. This option can be a game-changer, meaning you can help the person with a disability to run errands, attend medical appointments, or simply enjoy a leisurely drive without any hassle.

To become a named driver, you'll need to meet certain criteria. Considerations include the drivers' ages, a driving record without significant convictions, disqualifications, or endorsements within the past five years and proximity to the customer's home.

A nominee refers to an individual or a group of people chosen to act on the Motability Scheme customer's behalf. They have the authority to speak to Motability and make minor amends to the customer's information, such as modifying the address. However, it's important to note that nominees do not carry the same legal responsibility for the lease as an appointee (see route 3).

Privacy of a Motability Scheme customer's agreement is maintained and discussions regarding the agreement involve only the customer or those appointed, such as an appointee or a nominee mentioned in the lease agreement. In cases where a progressive condition could affect a customer's ability to manage their affairs in the future, assigning an appointee or nominee is common.

For those who manage the finances of the disabled adult or child they care for, becoming an appointee streamlines the Motability Scheme application process. An appointee is someone authorised by the Department for Work and Pensions (DWP) or Veterans UK to handle the disabled person's benefit payments, including their Personal Independence Payment (PIP), Disability Living Allowance (DLA) or Scottish equivalent.

As an appointee, you can order a Motability Scheme vehicle on behalf of the recipient and handle all related financial matters. This relieves the disabled person of the administrative burden, allowing them to focus on their own well-being while ensuring they receive the mobility solutions they need.

The Disabled Persons Railcard is a must-have for carers who rely on trains for transportation. It provides a 1/3 discount on rail fares for both the disabled person and their carer, making rail travel more affordable and accessible.

This card offers a complimentary ticket for a companion when accompanying a disabled cardholder to the cinema.

It’s worth checking if your local theatre offers discounts for disabled people and their carers, as many provide tickets at a reduced rate.

If you spend a significant amount of time caring for someone and meet the eligibility criteria, you may be entitled to Carer's Allowance. This financial support can provide much-needed assistance in covering additional expenses related to caregiving.

Certain insurance providers, such as Surewise, offer specific insurance packages for carers, and can provide liability cover for instances such as accidental property damage, injuries or legal expenses. 

You may quality for a Blue Badge, allowing you to use designated disabled parking spaces when travelling with the person with a disability. Although the scheme operates nationwide, it’s administered by local councils. Be sure to use this online tool to understand how it applies to your specific location.

CarerSmart and Discounts for Carers are websites that offer great deals for carers, such as cashback on shopping and vouchers on travel and lifestyle activities.

Resources like Carers UK, Carers Trust and Disability Rights UK can also provide valuable advice and support. Also, if you’re on social media, why not join some community groups, so you can chat to other likeminded people?

Don't underestimate the value of local support groups for carers. These communities provide a platform to connect with others facing similar challenges, share experiences and access resources that can make your caregiving journey smoother. It’s worth checking in with your local library, leisure centre or community hub.

Certain football grounds offer free admission for carers, but it’s key to check their official website first for details.

Many places like the English Heritage, National Trust, theme parks and zoos offer free or discounted tickets for carers attending with someone with a disability. Rules for each of these will vary depending on the attraction, so you should check what the specific details are before you go.